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Below are the usual basic requirements for your note purchase to be underwritten.  These are general guidelines and each note is evaluated on a case by case basis - meeting these guidelines does not 100% ensure that your note will be purchased, nor does not meeting these guidelines mean we will definitely reject your note.  For a personalized review and quote, please click here.


Mortgage Notes

  1. •Minimum Funding Amount: $20,000

  2. •Maximum Funding Amount: No Maximum

  3. •No Maximum for Commercial notes

  4. •First Position Notes only - No Seconds, except in “underlying balance” situations


Business Notes

  1. •Minimum Funding Amount: $20,000

  2. •Maximum Funding Amount: Case by case (generally $1million+)

  3. •Personal guarantee by payer and good credit

  4. •Minimum three (3) months seasoning


Structured Court Settlements and Annuities

  1. •Minimum Funding Amount: $20,000

  2. •Maximum Funding Amount: No Maximum

  3. •All Transactions require a Court Order

  4. •No Workers’ Compensation Settlements, Retirement Plans,

  5. •Disabilities, Judgments, Divorce Settlements, Social Security

  6. •Payments, IRAs


Lottery Winnings

  1. •Minimum Funding Amount: $100,000

  2. •Maximum Funding Amount: No Maximum

  3. •Some States require Court Orders (please contact us for more information)

  4. •Some States are non-assignable therefore we most likely cannot purchase these (please contact us for more information)


All guidelines are subject to change without notice.



Please click here for an online quote or contact us via fax or phone to get started with your free quote!


PROFESSIONAL NOTE BROKERS: If you have not previously worked with us, DO NOT not submit a quote request unless you also email us at info@fastcash4paper.com with a quick introduction of your company and why you are looking to use our service.  Please include full contact details for your company.  Without this intro email we will not process your submission and will not contact you further.  As we submit bid request to all of the major direct buyers as well as utilize our own internal funding, we do not want to needlessly flood our buyers with redundant requests.